Our Top Pick For
Your Debt Problems is:
You could consolidate debts and...
- Pay less each month.
- Eliminate high interest rates.
- Reduce time to get out of debt.
Best Debt Consolidation Companies in 2025
What's the best company for you?
Well, it depends on your situation. How much repayment help do you need? Some companies will provide a modest amount of help by reducing your interest rate and by consolidating payments. While others may be able to lower what you pay each month and provide you with repayment concessions. That is why our experts provide a relief rating from excellent to fair.
It’s important to understand that there are no instant fixes when it comes to debt. It’s a gradual process that necessitates partnering with a reputable company, crafting a personalized plan, and sticking to it.
Last Updated: January 2025
2025 Debt Company Ratings
Our 2025 Top Pick
One Low Monthly Payment
- The website offers a free online savings estimate where results are provided in minutes.
- 9K+ positive client reviews.
- Good fit when you have at least $10,000 in debt.
- Not a good option if most of your debt is from medical or student loans.